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Seniors
Are you lost in the
Medicare Maze?
WE CAN HELP!
We are Proud Members of the
Society of Certified Senior Advisors (CSA)ý
We charge no fees for our service and high pressure sales tactics are not tolerated. We are loyal ONLY to you, not to the insurance company and will help with service after the sale.
Find out what questions you need to ask before signing up with any plan.
SPECIAL NOTICE - Medicare is currently in "lock - in" which means most people cannot enroll or disenroll from a Medicare Advantage or Medicare Part D plan. Medicare Annual Enrollment begins on November 15 and continues to December 31. Contact us to see if you qualify to change plans.
ORIGINAL MEDICARE
Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it. Such costs could be; prescription drugs, deductibles, coinsurance.
When you take into consideration the deductibles and co-insurance, Medicare pays on average 57% of your total health care costs.
See what the 2010 Premium and coinsurances are for Part A & Part B.
Find the major 2010 Medicare Publications here
ADDITIONAL COVERAGE
We will now begin to guide you out of the Medicare Maze. Find out what additional coverage options are available to you by clicking the following links.
MEDICARE ADVANTAGE PLANS
MEDICARE SUPPLEMENTS
PART D DRUG COVERAGE
SPECIAL NEEDS PLANS
MEDICARE AND HEALTHCARE REFORM
LONG-TERM CARE INSURANCE
One of the biggest and most costly mistake people make about Medicare is thinking that it covers long-term care. It will only cover short term stays (up to 100 days) in a skilled nursing facility after a 3 day hospital stay. Visit my page on Long-Term Care for more information. |
