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CANCER INSURANCE
AS LOW AS $3 PER MONTH*
Cancer insurance provides a one-time lump-sum cash payment upon the first diagnosis of internal cancer or malignant melanoma. It is a cash benefit when you need it.
Today, millions of families are dealing with cancer. Medical advances have greatly improved the treatment for those diagnosed with cancer. However, with those innovative treatments come an increased cost.
WHY DO YOU NEED A CANCER POLICY?
The American Cancer Society (ACS) states that one in two American men and one in three American woment will get cancer in their lifetimes. The ACS also states that 65% of all expenses associated with a cancer diagnosis are NOT covered by regular health insurance.**
Many people do not have enough savings to cover medical expenses, loss of income, transportation, hotel stays when seeking treatment away from home, child care, housekeeping, home nursing care, etc.
Many new medications are not covered by your health insurance because it takes awhile before the insurance companies catch up with the pharmaceutical companies. These medications are traditionally very expensive, sometimes running upwards of $4000 per treatment.
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BENEFITS OF A CANCER POLICY
You can get benefit amounts from $10,000 up to $50,000.
Lump-sum payment puts the control in the hands of the insured.
Payments are made directly to the insured.
You use the funds how you see fit.
Pays in addition to other insurance benefits.
No Coordination of Benefits.
Easy applications.
Low Cost.
Benefits paid on diagnosis, no treatment required first.
Available to those 18 to 69.
Inflation protection plans available.
Return of premium riders available - if you don't use it you don't pay for it.
The number of people who have survived cancer is currently around 11 million. The challenge is in the costs for fighting cancer, which are currently around $210 billion annually.
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*29 years old, $10,000 benefits **American Cancer Society - Facts and Figures 2009 |